Like the personal umbrella policy it is offered in all 50 states and is written for a wide variety of retail and service businesses.  RLI's IBP offers a complete package to insure home-based entrepreneurs' every need....at an affordable price including:

• Up to $100,000 Business Personal Property coverage including theft both on and off premises
• Up to $1 Million in Business General Liability protection both on and off premises
• $250 deductible
• Up to $5,000 per person for medical payments to customers or vendors injured on your premises
• Coverage for loss of business income
• Optional coverages for Money and Securities
• Minimum premiums ranging from $150-$450 depending on the location and type of business
• Direct Bill to the insured at renewal
• Agent commission is 10%.