When the RLI umbrella​ is not the correct fit, Monarch offers primary and excess umbrella layers up to $10M. This product is available in all 50 States. Various billing options, including direct bill, are available. Choose from admitted and non-admitted products. Features include:

• Minimum underlying for locations is 300K, autos 250/500/100 (including CA), or for any excess umbrella layer minimum limit is $1M
• High profile, entertainment, sports, or political figures are acceptable
• International drivers & locations may be accepted
• Additional Insureds can be included
• $2M UM is available in some states
• $25,000 ID theft available
  
• No MVRs required, easy process for application
  
• More payment options than the competition.